Treinen Law Office, PC

In 2018, Wells Fargo admitted that its mortgage modification software caused homeowners to be wrongfully denied mortgage modifications, leading to wrongful foreclosures.  It has continued to report that more and more homeowners have had their homes wrongfully foreclosed because of this “computer glitch.”  It has admitted to pursuing at least 500 wrongful foreclosures.  It has […]

Did you know that a consumer is more likely to be hit by lightning than to win in the forced arbitration forums provided for in many consumer contracts.  Businesses that require forced arbitration include cell phone companies, payday lenders, car dealers and others.  The arbitration provisions are hidden in the fine print and are almost […]

Treinen Law Office only practices consumer law.  What is consumer law?   Consumer law is designed to protect everyone from rip-off or abusive businesses.  Basically, consumer law protects private citizens from lying, cheating and stealing by big corporations or small businesses.  It protects individuals that buy products or services.  It is also called consumer protection […]

When meeting with new clients, I am often asked how long a lawsuit will take.  Treinen Law Office most often files suit on behalf of its clients in New Mexico state court, although sometimes we file lawsuits in New Mexico federal court.   From the time the lawsuit is filed until the time of trial […]

The United States Department of Education, the federal agency that oversees for-profit colleges and universities, has found, time and again, that unscrupulous for-profit colleges and universities knowingly make “substantial misrepresentations” about accreditation and about prospective students’ odds of landing a job in their chosen field.  Yet, under the Trump administration, these for-profit colleges and universities […]

Improper and illegal tactics are common with medical billing.  Medical bills often contain errors.  Sometimes these “errors” are not honest mistakes.  Sometimes they are the result of conscious decisions to overbill.  Even where the “error” is an honest mistake, oftentimes the medical provider or debt collector is unwilling or unable to remedy the “error,” or […]

In New Mexico, brokers, qualifying brokers and realty companies owe strict duties to buyers and sellers in the sale or purchase of a home.  These duties include:   – the duty of honesty and reasonable care – the duty of ethical and professional conduct – the duty to disclose in writing any potential conflict of […]

http://time.com/5547555/john-oliver-robocalls-last-week-tonight/ In the segment, John Oliver noted that three of the most prolific robocallers were creditors seeking to “chase debts,” and referenced a new report featuring an individual who received more than 6,000 robocalls from a bank to collect on a late mortgage. In some cases, the individual claimed to receive more than 20 calls […]

Treinen Law Office recently provided a $77,000 cy pres award to the New Mexico Center on Law and Poverty. Cy pres awards are given in class actions where, for whatever reason, the money awarded to class members cannot be delivered directly to them. In many consumer class actions, such as those against predatory lenders, class […]

Check out this blog post by Paul Bland.   https://www.dailykos.com/stories/2019/2/19/1835990/-Progressives-Need-To-Pay-Attention-To-CFPB-s-Payday-Lending-Protection-Rollback?_=2019-02-19T11:40:31.995-08:00#comment_73001678