Did you answer a knock on your door to be greeted by someone from a solar company? Did the salesperson promise to eliminate your electric bill if you agreed to have a solar system installed? Were you told that the installation of the solar system was part of a government program? Were you told there […]
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New Mexico Passes Patients Debt Collection Protection Act
This past legislative session, New Mexico passed a bill that puts in place strong protections concerning medical debt. This bill was much needed. All New Mexicans should be able to get the healthcare they need without risking financial disaster. We all need access to healthcare, but medical debt is an enormous burden on our community. […]
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Vivint Smart Homes Pays $20 Million to FTC for Widespread Identity Theft
Smart home security and monitoring company Vivint Smart Homes has agreed to pay $20 million to settle Federal Trade Commission (“FTC”) allegations that it stole identities to help unqualified customers obtain financing for its products and services. Under the settlement, Vivint will pay a $15 million civil penalty and an additional $5 million to compensate […]
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Treinen Law Office Provides $157,000 Cy Pres Award to New Mexico Center on Law and Poverty
Treinen Law Office provided a $157,000 cy pres award to the New Mexico Center on Law and Poverty in February 2021. Cy pres awards are given in class actions where, for whatever reason, the money awarded to class members cannot be delivered directly to them. In many consumer class actions, such as those against predatory […]
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If Bill Passes, New Mexico Annual Percentage Rate Cap Would Be Lowered to 36 Percent
For the last ten years, consumer advocates have tried to get a bill through the New Mexico legislature that would cap the Annual Percentage Rate (“APR”) on all loans at 36 percent. New Mexico’s current cap is 175 percent, one of the highest in the nation. Passage of the 36 percent bill this year is […]
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Pandemic Relief: New Mexico Programs Available
Here are links to the critical programs so that you can learn more and get the help you need (Please share these links with your family, friends, and colleagues): · Small Business CARES Relief Grants (Application Open 12/7-12/18) · NM Economic Development Department Webinar on the Small Business CARES Relief Grants. New Mexico Worker Pandemic […]
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Helpful Website Concerning COVID-19 Financial Relief Options
Consumer Litigation Associates have created a website, http://www.consumer.law, to provide a central source of information for consumers facing financial challenges during the COVID-19 crisis. This website includes lists of hardship programs for mortgage, auto, credit card and student loan lenders. If you need financial help due to COVID-19 hardship, this website is a great resource.
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Vivint Solar Pays $1.95 Million to Settle Claims About Deceptive Business Practices Against New Mexico Consumers
On October 1, 2020, Vivint Solar agreed to the entry of a Consent Order requiring it to reform its business practices in New Mexico. Many deceptive business practices are addressed in the Consent Order. Vivint Solar is now required to: Provide accurate information about the terms of the sale, lease or Power Purchase Agreement Adopt […]
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Can I Sue a Solar Company?
Have you been tricked in a door-to-door sale of a solar system? New Mexico law provides strong protections against businesses that use misleading or deceptive tactics. You may be able to sue the solar company if it used misleading or deceptive tactics in selling you the solar system. The deception and trickery can take many […]
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United States Supreme Court Upholds Constitutionality of the Telephone Consumer Protection Act
On July 6, 2020, in Barr v. American Association of Political Consultants, the United States Supreme Court addressed the constitutionality of the Telephone Consumer Protection Act (“TCPA”). Under this law, it is illegal for businesses to place robocalls to cell phones without earlier permission. The Court concluded that the TCPA’s exception for government debt collection calls is […]
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