Treinen Law Office, PC

Improper and illegal tactics are common with medical billing.  Medical bills often contain errors.  Sometimes these “errors” are not honest mistakes.  Sometimes they are the result of conscious decisions to overbill.  Even where the “error” is an honest mistake, oftentimes the medical provider or debt collector is unwilling or unable to remedy the “error,” or […]

In New Mexico, brokers, qualifying brokers and realty companies owe strict duties to buyers and sellers in the sale or purchase of a home.  These duties include:   – the duty of honesty and reasonable care – the duty of ethical and professional conduct – the duty to disclose in writing any potential conflict of […]

http://time.com/5547555/john-oliver-robocalls-last-week-tonight/ In the segment, John Oliver noted that three of the most prolific robocallers were creditors seeking to “chase debts,” and referenced a new report featuring an individual who received more than 6,000 robocalls from a bank to collect on a late mortgage. In some cases, the individual claimed to receive more than 20 calls […]

Treinen Law Office recently provided a $77,000 cy pres award to the New Mexico Center on Law and Poverty. Cy pres awards are given in class actions where, for whatever reason, the money awarded to class members cannot be delivered directly to them. In many consumer class actions, such as those against predatory lenders, class […]

Check out this blog post by Paul Bland.   https://www.dailykos.com/stories/2019/2/19/1835990/-Progressives-Need-To-Pay-Attention-To-CFPB-s-Payday-Lending-Protection-Rollback?_=2019-02-19T11:40:31.995-08:00#comment_73001678  

The New Mexico Attorney General has filed a lawsuit against Vivint Solar.  In the lawsuit, the Attorney General documents wide-ranging abuse and deception by Vivint Solar with its door-to-door sales of solar systems to New Mexicans, including Vivint Solar’s use of Power Purchase Agreements.  Via these Agreements, consumers pay more and more over a 20 […]

Corporations and other businesses often do not think about the emotional distress they visit upon individuals when they rip off or mistreat them.  Because unscrupulous businesses do not view their customers as human beings, but as faceless sources of profit, they often do not believe the extent of distress they can cause.  But in some […]

Whenever there is a new product to sell, the market for that product will remain unregulated for some time, and during that time that new market will be flooded with predators.  Con men.  People who spend their lives defrauding others.  These con men set up companies designed to avoid detection and prosecution.  Often these companies […]

Effective January 1, 2018, lenders in New Mexico cannot charge more than 175 percent APR with any small loan, including title loans.  Although this rate is still far from a fair rate, this new law makes illegal the worst of the worst loans.  Some lenders in New Mexico had been lending at 500 + percent […]

In Dollens v. Wells Fargo Bank, the New Mexico Court of Appeals held that banks and other mortgage servicers will not be allowed to get away with treating consumers unfairly. The Court held that banks and servicers can be subject to punitive damages when they fail to apply payments as required or assess bogus charges […]