Cartoon man carrying the word Debt on his shoulders Mar 29

Know Your Rights. Intro To The Fair Debt Collections Practices Act (FDCPA)

If you’re like many New Mexicans, you may have a debt collector contacting you about an old debt that you simply cannot pay.  Having a debt collector call and write you can be confusing, embarrassing, and stressful.  Thankfully, there may be some relief from these collectors.  The Fair Debt Collection Practices Act (FDCPA) is a […]

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Comic of Payday Loan Store Mar 29

Grossly Unfair High-Interest Loans are Common in New Mexico

Twenty percent of New Mexicans have taken out a payday loan.  If you’re not rich and have an unexpected financial emergency – someone gets sick, the car breaks down, you and your partner break up and you have to take over all the bills – then you may not be able to make it to […]

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Justice Scale Mar 29

Consumer Laws Protect Us All

Some laws – for example, consumer protection laws, civil rights laws or environmental protection laws – are considered socially beneficially.  Enforcement of these laws helps more than just the person who has been wronged.  Enforcement of these laws helps society as a whole. Society is better off if businesses are not allowed to get away […]

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