doctor writing on clipboard Jul 12

New Mexico Passes Patients Debt Collection Protection Act

This past legislative session, New Mexico passed a bill that puts in place strong protections concerning medical debt.  This bill was much needed. All New Mexicans should be able to get the healthcare they need without risking financial disaster.  We all need access to healthcare, but medical debt is an enormous burden on our community. […]

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May 10

National Eviction Moratorium Stricken Down But New Mexico Eviction Moratorium Still in Place

On May 5, 2021, a federal judge struck down the national eviction moratorium.  This action leaves millions of Americans in jeopardy of losing housing just as COVID-19 restrictions are lifted and Americans begin looking for new jobs and navigating a return to school for their children. However, in New Mexico, all is not lost.  There […]

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May 05

Vivint Smart Homes Pays $20 Million to FTC for Widespread Identity Theft

Smart home security and monitoring company Vivint Smart Homes has agreed to pay $20 million to settle Federal Trade Commission (“FTC”) allegations that it stole identities to help unqualified customers obtain financing for its products and services.  Under the settlement, Vivint will pay a $15 million civil penalty and an additional $5 million to compensate […]

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Apr 30

New Federal Debt Collection Rule on Eviction Takes Effect on May 3, 2021

A new Consumer Financial Protection (“CFPB”) Interim Final Rule increases information for tenants about COVID-related protection from eviction, and clarifies that consumers have federal remedies against debt collectors involved in the eviction that fail to provide or misrepresent that information. The interim final rule prohibits debt collectors from filing an eviction for non-payment of rent […]

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3 Adults Holding Large Check Apr 22

Treinen Law Office Provides $157,000 Cy Pres Award to New Mexico Center on Law and Poverty

Treinen Law Office provided a $157,000 cy pres award to the New Mexico Center on Law and Poverty in February 2021. Cy pres awards are given in class actions where, for whatever reason, the money awarded to class members cannot be delivered directly to them.  In many consumer class actions, such as those against predatory […]

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Foreclosure Notice and judge gavel Feb 24

COVID-19 Protections Extended, Including Foreclosure Moratorium for FHA Mortgages

As discussed in more detail in other blogs posted on the Treinen Law Office website, the federal government, the New Mexico state government and some creditors continue to offer consumers protections in response to the COVID-19 pandemic.  These protections include relief plans such as forbearance or loan modifications, as well as eviction and foreclosure moratoriums.  […]

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Bank Cards Feb 24

COVID-19 Protections Allow Consumers to Avoid Credit Damage

As discussed in other blogs posted on the Treinen Law Office website, the federal government, New Mexico state government and some creditors have offered consumers protections in response to the COVID-19 pandemic.  These protections include relief plans such as forbearance or loan modifications, as well as eviction and foreclosure moratoriums.  These protections often also include […]

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doctor writing on clipboard Jan 05

Bloomberg Article Documents How Unfair Arbitration Schemes Are Now Infiltrating Patient/Doctor Relationships

https://www.bloomberg.com/news/features/2020-12-28/the-doctor-will-see-you-once-you-sign-this-binding-arbitration-agreement?sref=K2fn0sqp

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Signature page Dec 22

If Bill Passes, New Mexico Annual Percentage Rate Cap Would Be Lowered to 36 Percent

For the last ten years, consumer advocates have tried to get a bill through the New Mexico legislature that would cap the Annual Percentage Rate (“APR”) on all loans at 36 percent.  New Mexico’s current cap is 175 percent, one of the highest in the nation.  Passage of the 36 percent bill this year is […]

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Dec 09

Pandemic Relief: New Mexico Programs Available

Here are links to the critical programs so that you can learn more and get the help you need (Please share these links with your family, friends, and colleagues): · Small Business CARES Relief Grants (Application Open 12/7-12/18) · NM Economic Development Department Webinar on the Small Business CARES Relief Grants.   New Mexico Worker Pandemic […]

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