Woman with face in hands Jul 19

Emotional Distress

Corporations and other businesses often do not think about the emotional distress they visit upon individuals when they rip off or mistreat them.  Because unscrupulous businesses do not view their customers as human beings, but as faceless sources of profit, they often do not believe the extent of distress they can cause.  But in some […]

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solar panels on house Jun 18

Solar Fraud in New Mexico

Whenever there is a new product to sell, the market for that product will remain unregulated for some time, and during that time that new market will be flooded with predators.  Con men.  People who spend their lives defrauding others.  These con men set up companies designed to avoid detection and prosecution.  Often these companies […]

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money on envelope Jun 18

New Mexico Passes a Law Eliminating the Worst of the Worst Predatory Loans

Effective January 1, 2018, lenders in New Mexico cannot charge more than 175 percent APR with any small loan, including title loans.  Although this rate is still far from a fair rate, this new law makes illegal the worst of the worst loans.  Some lenders in New Mexico had been lending at 500 + percent […]

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Foreclosure Notice and judge gavel Mar 29

New Mexico Court of Appeals Holds Bank Accountable For Ripping Off Borrowers

In Dollens v. Wells Fargo Bank, the New Mexico Court of Appeals held that banks and other mortgage servicers will not be allowed to get away with treating consumers unfairly. The Court held that banks and servicers can be subject to punitive damages when they fail to apply payments as required or assess bogus charges […]

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Used Car Salesman Mar 29

Unscrupulous New Mexico Car Dealers Often Fail To Disclose Prior Wreck Damage

Treinen Law Office has lots of experience handling lawsuits against New Mexico car dealers, with our attorneys having handled over 200 such lawsuits in the last twenty years. Over the years, we have gained vast experience with the tricks and traps commonly used by unscrupulous dealers. Our attorneys have represented consumers against more than 50 […]

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Cartoon man carrying the word Debt on his shoulders Mar 29

Know Your Rights. Intro To The Fair Debt Collections Practices Act (FDCPA)

If you’re like many New Mexicans, you may have a debt collector contacting you about an old debt that you simply cannot pay.  Having a debt collector call and write you can be confusing, embarrassing, and stressful.  Thankfully, there may be some relief from these collectors.  The Fair Debt Collection Practices Act (FDCPA) is a […]

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Comic of Payday Loan Store Mar 29

Grossly Unfair High-Interest Loans are Common in New Mexico

Twenty percent of New Mexicans have taken out a payday loan.  If you’re not rich and have an unexpected financial emergency – someone gets sick, the car breaks down, you and your partner break up and you have to take over all the bills – then you may not be able to make it to […]

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Justice Scale Mar 29

Consumer Laws Protect Us All

Some laws – for example, consumer protection laws, civil rights laws or environmental protection laws – are considered socially beneficially.  Enforcement of these laws helps more than just the person who has been wronged.  Enforcement of these laws helps society as a whole. Society is better off if businesses are not allowed to get away […]

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