Apr 11

Be Wary of COVID-19 Scams

Be wary of COVID-19 scams.  They are out there.  Many of the scams involve calls related to the stimulus checks issued by the federal government.  Scammers may try to get your confidential personal information or confidential banking information.  This information can be used to steal your identity, sell your confidential personal information on the dark […]

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Apr 07

Banks and Mortgage Servicers Must Report Mortgage as Current if Mortgage in COVID-19 Relief Plan

Under the CARES Act, banks and mortgage servicers must provide COVID-19 relief plans that allow homeowners to skip up to six months of payments.  The Consumer Finance Protection Bureau, a federal agency charged with enforcing consumer rights, recently clarified that banks and mortgage servicers must report any mortgage that is in a COVID-19 Relief Plan […]

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Graduation hats thrown in air Apr 03

COVID-19 Relief for Federal Student Loan Borrowers

If you have a federal student loan, you can stop paying it at no penalty until September 2020.  If you are unsure whether the loan you have is a federal student loan, rather than a private student loan from a bank, please call us.  Sometimes it is hard to tell.  We are happy to help […]

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money on envelope Apr 02

COVID-19 Stimulus Checks Are Partially Protected From Garnishment

In these COVID-19 times, many families will fall into financial trouble.  Many wage earners will not be working.  Since most New Mexican families do not have much in the bank to fall back on, and instead live paycheck to paycheck, they will not be able to make it without help.  Aware of these realities, the […]

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Mar 27

Protecting Your Family Financially in COVID-19 Times

In these COVID-19 times, it has become shockingly clear that we are all interconnected.  And that we do best when we help each other.  Stuck at home with our families, we are reminded that the little things are really the most important.  Cooking and eating together.  Art projects in the garage.  Going outside to experience […]

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Judge Gavel on Open Book Sep 19

Consumers More Likely to Be Hit By Lightning Than to Win In Forced Arbitration Forums

Did you know that a consumer is more likely to be hit by lightning than to win in the forced arbitration forums provided for in many consumer contracts.  Businesses that require forced arbitration include cell phone companies, payday lenders, car dealers and others.  The arbitration provisions are hidden in the fine print and are almost […]

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Old Legal Books Aug 05

What Is Consumer Law?

Treinen Law Office only practices consumer law.  What is consumer law?   Consumer law is designed to protect everyone from rip-off or abusive businesses.  Basically, consumer law protects private citizens from lying, cheating and stealing by big corporations or small businesses.  It protects individuals that buy products or services.  It is also called consumer protection […]

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Graduation hats thrown in air Jun 24

Scams by For-Profit Colleges and Universities

The United States Department of Education, the federal agency that oversees for-profit colleges and universities, has found, time and again, that unscrupulous for-profit colleges and universities knowingly make “substantial misrepresentations” about accreditation and about prospective students’ odds of landing a job in their chosen field.  Yet, under the Trump administration, these for-profit colleges and universities […]

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doctor writing on clipboard May 02

Improper and Illegal Tactics Are Common in Medical Billing

Improper and illegal tactics are common with medical billing.  Medical bills often contain errors.  Sometimes these “errors” are not honest mistakes.  Sometimes they are the result of conscious decisions to overbill.  Even where the “error” is an honest mistake, oftentimes the medical provider or debt collector is unwilling or unable to remedy the “error,” or […]

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Apr 09

Broker Fraud in New Mexico

In New Mexico, brokers, qualifying brokers and realty companies owe strict duties to buyers and sellers in the sale or purchase of a home.  These duties include:   – the duty of honesty and reasonable care – the duty of ethical and professional conduct – the duty to disclose in writing any potential conflict of […]

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